๐ Mode 1: Processor Mode
Ten files. One 1pm wire cutoff. Zero room for sloppy.
How it works: You run a live processing pipeline. Every file needs triage, conditions chased from borrowers and realtors, rate locks watched โ and clean packages to Dana Cole in underwriting before the funding cutoff.
Your objective: Fund every file in the pipeline. Play well enough to reach Senior Processor, and the underwriting desk opens its door to Mode 2.
Why it's fun: It's a race against the clock where every shortcut has a consequence. Catch the fraud, spend your favors wisely, and keep the streak alive.
Play Processor Mode
โ๏ธ Mode 2: The Underwriting Gauntlet
One file. Four tiers. Approve it, condition it, or kill it.
How it works: Pick your underwriter class and work a single loan file across the board โ income, credit, assets, property, eligibility. Restructure the deals that can be saved. Decline the ones that can't. Level up mid-run.
Your objective: Clear all four tiers and issue the right decision on every file, before the clock runs out.
Why it's fun: It's detective work with money on the line. Every document changes the math, and the wrong call costs you.
Play the Gauntlet
๐ข Brokerage Boss
Your office. Your pipeline. Your month.
How it works: Run your own loan office. Borrowers walk through your door โ talk to them, size up their situations, price their loans, and move each file from first conversation to clear to close. Submit clean packages to your underwriter and handle the problems that land on your desk.
Your objective: Close the month strong: funded volume, clean files, and a pipeline that never stalls.
Why it's fun: It's your business. Every borrower is a conversation, every file is a judgment call, and the commission total at month-end is earned, not given.
Play Brokerage Boss