Interpret AUS findings
Work through redacted Desktop Underwriter (DU) and Loan Product Advisor (LPA) messages and organize the facts to check next.
Standalone professional AI access
U/W GPT assistance for the finding that is slowing down your file.
Mortgage File IQ helps loan officers, processors, and brokers work through redacted DU/LPA findings, common AUS errors, income questions, conditions, and submission structure—without requiring a purchase of the other instruments.
GPT-only access
Use the assistant when that is all you need.
Paste the relevant redacted findings or describe the error. The assistant organizes likely causes, questions to check, possible corrective steps, and the information that still needs verification.
$49per month · up to 150 requestsStart monthly access
What the U/W GPT Assistant can help you do
Troubleshoot common errors
Identify likely causes of validation, eligibility, income, asset, credit, or submission issues without claiming an official AUS result.
Review income questions
Separate inputs, calculation approach, stability concerns, and missing documentation while leaving final qualifying income to the lender or authorized underwriter.
Build a resubmission checklist
Turn the response into a practical list of findings, documents, facts, overlays, and current guidance that should be independently confirmed.
Important AI limitation: The assistant is informational professional-workflow support, not an underwriter or official AUS. AI can hallucinate, invent, omit, misread, or misunderstand information. A precise, complete, redacted prompt can improve a response but never guarantees accuracy. Verify every material statement against the original findings, current guides and overlays, source documents, and authorized underwriting or compliance direction.
Choose standalone access
U/W GPT Assistant
$49/monthUp to 150 requests each calendar month. Cancel future renewals from your secure customer account.
Start monthly access12-month pass
$397One payment for 12 months, with up to 150 requests each calendar month and no automatic renewal.
Buy the 12-month passFrequently asked questions
Can I buy only the U/W GPT Assistant?
Yes. It is a standalone product. Choose $49 monthly access or a $397 one-time 12-month pass; no other instrument purchase is required.
Can it explain why AUS is not passing?
It can review the redacted findings you paste, explain likely causes, identify missing facts, and organize checks or possible corrective steps. It cannot connect to or rerun DU or LPA, and it cannot guarantee a different result.
Is the assistant an underwriter?
No. It is an AI-powered informational decision-support tool. It does not issue approvals, clear conditions, calculate a lender's final income or DTI, or replace an authorized underwriter.
Can the AI hallucinate?
Yes. AI can invent, omit, misunderstand, or confidently state incorrect information. More precise and complete redacted prompts may improve a response but never guarantee accuracy. Every material answer must be independently verified.
Review the complete AI limitations and Terms of Use before purchase.