Deposit inventory
Record deposits consistently instead of relying on margin notes or memory.
Large deposit analysis
Organize deposit questions before they become last-minute conditions.
A self-service worksheet and illustrated field guide for mortgage professionals reviewing bank statements and potential large-deposit issues.
Short answer: A large-deposit review identifies unusual deposits, records the applicable statement period and account ownership, and organizes possible sourcing or exclusion documentation for review under the current loan program and lender requirements.
What the instrument helps organize
Possible exclusions
Separate items that may not require the same treatment, subject to the applicable guidelines and lender review.
Sourcing questions
List the documents or explanations that may be needed before submission.
File notes
Create a clearer handoff for the processor, loan officer, or underwriter.
The tool does not decide whether a deposit is acceptable. Always verify the current agency, investor, lender, and program requirements for the specific file.
Large Deposit Analysis Instrument · $75
One-time lifetime license, plus the illustrated Deposit Exclusion Guide.
Choose this instrument